Terms and Conditions for Website Use

Please read these terms before using our website or requesting our services. These terms apply to all site visitors and service enquiries.

February 24, 2026

Acceptance of Terms

By using our website or contacting us, you confirm that you have read, understood, and accepted these terms. Continued use implies agreement. If you disagree, please do not use our services.

Definitions

Key terms used in this policy refer to our services, website, and user relationship.

• ‘Services’ refers to personal financial planning, consultation, and associated communications provided by our team.
• ‘User’ or ‘client’ denotes any individual visiting the site or requesting information or access to our services.
• ‘Content’ means any literature, information, images, videos, or written text found or distributed via this website.
• ‘We’, ‘our team’, or ‘the company’ refers to the operators of pyravendio.com.

Acceptable Service Use

You agree to use the site and services as intended and not for prohibited activities, as clarified in our policy sections.

Eligibility

Services are intended for individuals aged 18 or older based in South Africa. By using this site, you confirm you meet these requirements.

Under 18s are not permitted to seek services.

User Responsibilities

You agree to provide accurate, current, and complete information upon request and follow reasonable requests for honest engagement.

• Keep personal access details secure and do not share them with others.
• Inform us of changes to your contact information or personal details as soon as possible.
• Do not misuse, distribute, or misuse site content for unauthorised purposes.
• Treat all advice and guidance as general until specifically tailored by consultation.

Prohibited Uses

Certain uses of the site and services are not allowed for legal and ethical reasons.

• Posting misleading, deceptive, or fraudulent content or enquiries through forms or correspondence.
• Introducing viruses, spam, scraping, or any action that disrupts service or compromises security.
• Using site materials for commercial, advertising, or unauthorised third-party use.
• Attempting to interfere with database access, network, or software integrity, or bypass security features.
• Impersonating, harassing, or misrepresenting identity or information.

Intellectual Property Rights

All content, imagery, and materials are owned by us or licensed and may not be reproduced or distributed without written permission. Use is restricted to personal, non-commercial purposes only.

User Content & Submissions

Comments, suggestions, or communications remain your responsibility but may be used anonymously to improve services.

Data Privacy and Protection

Your data is handled as per our Privacy Policy, available for review. By using the site, you accept our privacy terms and the use of cookies. Read Privacy Policy

General Disclaimer and Notices

All content is for general informational purposes and not personal advice.

Limitation of Liability and Indemnity

We do not accept responsibility for loss, damage, or inconvenience that may arise from using this site or following general guidance.

Indemnity

You agree to indemnify our team for losses arising from breach or misuse of these terms or by unauthorised use of our site or services.

Dispute Resolution & Governing Law

Disputes are subject to South African law and shall be addressed amicably where possible, failing which formal procedures may apply.

Applicable Law and Jurisdiction

These terms are governed by the laws of South Africa. Legal proceedings shall be brought in the country’s courts.

Termination

We may suspend or terminate your access for breach of terms, misuse, or unlawful activity. Users will be notified where practical.

Modifications

We may update these terms and notify users on this page. Continued use means continued acceptance.

Severability

If any clause is invalid, all remaining clauses retain their effect.

Full Agreement

These terms, along with referenced policies and disclaimers, represent the complete understanding of both parties.

Contact About Terms

Questions about these terms? Contact our team for clarification or further information.